Only Walnuts Turn Your Swipes Into Savings

We are a unique merchant processing solution that makes credit card acceptance fair and (potentially) profitable.

We combine the stability of a fixed rate solution with the savings of cost plus based processing. 

When the fixed rate is higher than the cost plus rate, you get the difference as cash back into a reserve account.

We will never charge you if cost plus is higher than the fixed rate.

For example, on a $100 purchase:
Walnuts Fixed Rate:     3.00% = $3.00
Actual Cost Plus Rate:  2.15% = $2.15

Your Walnuts Savings Credit:  = $0.85

WAIT, HOW IS THIS PROFITABLE?

Great Question!

The new rules announced by Visa and MasterCard let merchants surcharge the consumer the processing fees paid for card acceptance.

Since Walnuts caps your acquiring fee and the merchant can now pass the fee back to the consumer, the Walnuts Savings Credit is now direct revenue...Check out the simple example below!